Innovative Coverage Concepts, LLC (ICCSM) is an intermediary focused exclusively on delivering quality business insurance products and services to brokers throughout the United States for their restaurant clients. 

Business Insurance for the Restaurant Industry

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Innovative Coverage Concepts, LLC (ICCSM) is an intermediary focused exclusively on delivering quality business insurance products and services to brokers throughout the United States for their restaurant clients. 

Find the ICC marketing representative in your state.

 

Appointed Brokers

 

Newly Appointed - First Time Visitor

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Contact Info

Here’s the contact information for our key people:

Program Manager

Linda Maher, CPCU

Ext 207

 lindam@innocov.com

New Business

Joanne Murray

Ext 210

 joannem@innocov.com

Renewal Underwriting

Karen Jessie

Ext 222 

karenj@innocov.com

Claims/Loss Control

Marc Fabrizio 

Ext 220

marcf@innocov.com

Accounting

Lori Caruso

Ext 212

loric@innocov.com

    Joanne Murray is the individual to contact regarding any underwriting questions.


Application Forms

As is common for specialty markets, ICC uses its own supplemental applications since:

-   ACORD apps don’t give us all the information we need to properly underwrite your business

-   We need to properly identify which of our different underwriters will do the best job for

     your restaurant and answer their questions.

Therefore, our application philosophy is:

  • Complete the normal ACORD apps for property & liability.

-   ACORD 125 – General Information

-   ACORD 126 – General Liability

-   ACORD 140 – Property

and if applicable, the following:

-   ACORD 127 – Automobile

-   ACORD 141 – Crime

-   ACORD 131 – Umbrella

-   ACORD 155 – Boiler & Machinery

  •   Complete the On-Screen Supplemental application for each location

    (if this is a franchise with many locations with the same characteristics, the Location Supplemental can be done once with notations of any departures)

Newsletters

ICC Newsletter dated ???


Frequently Asked Coverage Questions

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Interested in learning more?
Call us toll free at 866-577-7007.
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